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            <title>Neziol Insurance Group Blog</title>
            <link>http://www.neziol.com/</link>
            <description>Neziol Insurance Group is a full service independently owned insurance brokerage established in 1958. We offer a wide range of insurance products including home insurance, auto insurance, business insurance and life insurance.</description>
            <pubDate>Sun, 06 May 2012 03:52:51 -1700</pubDate>
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                    <title>Water damage – it’s the #1 threat to homes in Ontario</title>
                    <link>http://www.neziol.com/blog/?post=Water-damage--it-s-the--1-threat-to-homes-in-Ontario</link>
                    <guid>http://www.neziol.com/blog/?post=Water-damage--it-s-the--1-threat-to-homes-in-Ontario</guid>
                    <description>Last year 30,000 homes across Canada were affected by water damage.</description>
                    <pubDate>Sun, 06 May 2012 03:52:51 -1700</pubDate>
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                    <title>Involved in a car accident? What do you do?</title>
                    <link>http://www.neziol.com/blog/?post=Involved-in-a-car-accident-What-do-you-do</link>
                    <guid>http://www.neziol.com/blog/?post=Involved-in-a-car-accident-What-do-you-do</guid>
                    <description>Steps you need to remember</description>
                    <pubDate>Tue, 01 May 2012 12:44:26 -1700</pubDate>
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                    <title>Landlords Need to Beware of Their Insurance Coverage </title>
                    <link>http://www.neziol.com/blog/?post=Landlords-Need-to-Beware-of-Their-Insurance-Coverage</link>
                    <guid>http://www.neziol.com/blog/?post=Landlords-Need-to-Beware-of-Their-Insurance-Coverage</guid>
                    <description>Your policy may include some unique exclusions. </description>
                    <pubDate>Tue, 01 May 2012 11:26:14 -1700</pubDate>
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                    <title>Electric Bikes (e-bikes), What you need to know</title>
                    <link>http://www.neziol.com/blog/?post=What-you-need-to-know-about--Electric-Bikes-e-bikes</link>
                    <guid>http://www.neziol.com/blog/?post=What-you-need-to-know-about--Electric-Bikes-e-bikes</guid>
                    <description>No insurance needed, possibly exposing you to a liability and property damage claim.</description>
                    <pubDate>Tue, 01 May 2012 07:42:54 -1700</pubDate>
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                    <title>Do you have enough liability insurance?</title>
                    <link>http://www.neziol.com/blog/?post=Do-you-have-enough-liability-insurance</link>
                    <guid>http://www.neziol.com/blog/?post=Do-you-have-enough-liability-insurance</guid>
                    <description>How do you protect your personal financial assets from huge lawsuits?</description>
                    <pubDate>Tue, 01 May 2012 02:40:41 -1700</pubDate>
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                    <title>Licence Renewal Sticker </title>
                    <link>http://www.neziol.com/blog/?post=Licence-Renewal-Sticker</link>
                    <guid>http://www.neziol.com/blog/?post=Licence-Renewal-Sticker</guid>
                    <description>Possible delay in renewing you sticker</description>
                    <pubDate>Mon, 16 Apr 2012 02:46:03 -1700</pubDate>
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                    <title>Dominion of Canada lowers auto rates </title>
                    <link>http://www.neziol.com/blog/?post=Dominion-of-Canada-lowers-auto-rates</link>
                    <guid>http://www.neziol.com/blog/?post=Dominion-of-Canada-lowers-auto-rates</guid>
                    <description>Auto rates drop April 15, 2012 </description>
                    <pubDate>Sun, 01 Apr 2012 11:44:38 -1700</pubDate>
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                    <title>Home based business</title>
                    <link>http://www.neziol.com/blog/?post=Home-based-business</link>
                    <guid>http://www.neziol.com/blog/?post=Home-based-business</guid>
                    <description>Do you work from home or run a small business from home?  </description>
                    <pubDate>Mon, 05 Mar 2012 03:33:45 -1700</pubDate>
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                    <title>Sewer backup, what is it and are you covered for it?</title>
                    <link>http://www.neziol.com/blog/?post=Sewer-backup-what-is-it-and-are-you-covered-for-it</link>
                    <guid>http://www.neziol.com/blog/?post=Sewer-backup-what-is-it-and-are-you-covered-for-it</guid>
                    <description>45% of consumers are unsure</description>
                    <pubDate>Sun, 04 Mar 2012 03:41:01 -1700</pubDate>
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                    <title>Reduce your risks and save money</title>
                    <link>http://www.neziol.com/blog/?post=Reduce-your-risks-and-save-money</link>
                    <guid>http://www.neziol.com/blog/?post=Reduce-your-risks-and-save-money</guid>
                    <description>Top 3 claims that could be prevented

</description>
                    <pubDate>Sun, 12 Feb 2012 09:48:15 -1700</pubDate>
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                    <title>On Toque Tuesday, help ‘put a cap on youth homelessness’!</title>
                    <link>http://www.neziol.com/blog/?post=On-Toque-Tuesday-help--put-a-cap-on-youth-homelessness</link>
                    <guid>http://www.neziol.com/blog/?post=On-Toque-Tuesday-help--put-a-cap-on-youth-homelessness</guid>
                    <description>Raising the Roofs National Toque Campaign</description>
                    <pubDate>Mon, 30 Jan 2012 02:44:45 -1700</pubDate>
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                    <title>Winter driving tips</title>
                    <link>http://www.neziol.com/blog/?post=Winter-is-on-its-way</link>
                    <guid>http://www.neziol.com/blog/?post=Winter-is-on-its-way</guid>
                    <description>Winter driving accidents will increase by approximately 44% in Ontario.</description>
                    <pubDate>Thu, 12 Jan 2012 03:05:34 -1700</pubDate>
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                    <title>Insurance Fraud  </title>
                    <link>http://www.neziol.com/blog/?post=Insurance-Fraud</link>
                    <guid>http://www.neziol.com/blog/?post=Insurance-Fraud</guid>
                    <description>Why should we be concerned about the growing problem of insurance fraud?
</description>
                    <pubDate>Tue, 03 Jan 2012 10:04:47 -1700</pubDate>
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                    <title>Is Your Home Underinsured? </title>
                    <link>http://www.neziol.com/blog/?post=Is-Your-Home-Underinsured</link>
                    <guid>http://www.neziol.com/blog/?post=Is-Your-Home-Underinsured</guid>
                    <description>58% of Canadian homes are underinsured </description>
                    <pubDate>Mon, 21 Nov 2011 02:38:03 -1700</pubDate>
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                    <title>Beware of Scrooge over the Holidays </title>
                    <link>http://www.neziol.com/blog/?post=Beware-of-Scrooge-over-the-Holiday-s</link>
                    <guid>http://www.neziol.com/blog/?post=Beware-of-Scrooge-over-the-Holiday-s</guid>
                    <description>Scammers work overtime during the holiday's </description>
                    <pubDate>Thu, 17 Nov 2011 11:09:11 -1700</pubDate>
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                    <title>Is your Jewelry protected?</title>
                    <link>http://www.neziol.com/blog/?post=Is-your-Jewelry-protected</link>
                    <guid>http://www.neziol.com/blog/?post=Is-your-Jewelry-protected</guid>
                    <description>Protect your most valued possessions</description>
                    <pubDate>Thu, 17 Nov 2011 10:53:34 -1700</pubDate>
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                    <title>Fire Safety Tips</title>
                    <link>http://www.neziol.com/blog/?post=Fire-Safety-Tips</link>
                    <guid>http://www.neziol.com/blog/?post=Fire-Safety-Tips</guid>
                    <description>Being aware of how house fires start is half the battle. </description>
                    <pubDate>Thu, 17 Nov 2011 10:42:46 -1700</pubDate>
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                    <title>Why an insurance broker?</title>
                    <link>http://www.neziol.com/blog/?post=Why-an-insurance-broker</link>
                    <guid>http://www.neziol.com/blog/?post=Why-an-insurance-broker</guid>
                    <description>Purchasing a new car or home may be one of your biggest investments</description>
                    <pubDate>Mon, 07 Nov 2011 09:23:04 -1700</pubDate>
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                    <title>Home Renovations </title>
                    <link>http://www.neziol.com/blog/?post=Home-Renovations</link>
                    <guid>http://www.neziol.com/blog/?post=Home-Renovations</guid>
                    <description>Home renovations on the rise.   </description>
                    <pubDate>Mon, 24 Oct 2011 09:58:48 -1700</pubDate>
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                    <title>Making a difference </title>
                    <link>http://www.neziol.com/blog/?post=Making-a-difference</link>
                    <guid>http://www.neziol.com/blog/?post=Making-a-difference</guid>
                    <description>Every little bit helps. </description>
                    <pubDate>Mon, 17 Oct 2011 10:11:44 -1700</pubDate>
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                    <title>Raising money for cancer research </title>
                    <link>http://www.neziol.com/blog/?post=Raising-money-for-cancer-research</link>
                    <guid>http://www.neziol.com/blog/?post=Raising-money-for-cancer-research</guid>
                    <description>Neziol Insurance Group has formed a team!</description>
                    <pubDate>Wed, 12 Oct 2011 03:22:32 -1700</pubDate>
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                    <title>Top 10 Lifestyle Changes that Affect your Insurance Coverage or Premiums </title>
                    <link>http://www.neziol.com/blog/?post=Time-to-renew-your-home-and-auto-policies</link>
                    <guid>http://www.neziol.com/blog/?post=Time-to-renew-your-home-and-auto-policies</guid>
                    <description>Time to renew your home and auto policies 
</description>
                    <pubDate>Wed, 05 Oct 2011 04:35:35 -1700</pubDate>
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                    <title>Top 5 insurance myths</title>
                    <link>http://www.neziol.com/blog/?post=Top-5-insurance-myths</link>
                    <guid>http://www.neziol.com/blog/?post=Top-5-insurance-myths</guid>
                    <description>Insurance myths that have no bearing on your insurance rates. </description>
                    <pubDate>Mon, 26 Sep 2011 07:48:53 -1700</pubDate>
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                <item>
                    <title>How many drinks are too many?</title>
                    <link>http://www.neziol.com/blog/?post=How-many-drinks-are-too-many</link>
                    <guid>http://www.neziol.com/blog/?post=How-many-drinks-are-too-many</guid>
                    <description>Are you aware that the legal limit of blood alcohol concentration to drive a car is under 0.05?</description>
                    <pubDate>Fri, 12 Aug 2011 01:52:18 -1700</pubDate>
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                    <title>What is identity theft?</title>
                    <link>http://www.neziol.com/blog/?post=What-is-identity-theft</link>
                    <guid>http://www.neziol.com/blog/?post=What-is-identity-theft</guid>
                    <description>Identity Theft is definitely on the rise.</description>
                    <pubDate>Wed, 10 Aug 2011 05:13:53 -1700</pubDate>
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                    <title>Adding a young driver to your auto insurance policy</title>
                    <link>http://www.neziol.com/blog/?post=Young-Drivers-Tips</link>
                    <guid>http://www.neziol.com/blog/?post=Young-Drivers-Tips</guid>
                    <description>Some things you should know when adding a young driver to your policy?  

</description>
                    <pubDate>Wed, 10 Aug 2011 04:24:54 -1700</pubDate>
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                    <title>Checklist for kids going to university or college </title>
                    <link>http://www.neziol.com/blog/?post=Checklist-for-kids-going-to-university-or-college</link>
                    <guid>http://www.neziol.com/blog/?post=Checklist-for-kids-going-to-university-or-college</guid>
                    <description>Do you have a son or daughter going away to university or college?</description>
                    <pubDate>Wed, 10 Aug 2011 04:06:24 -1700</pubDate>
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                    <title>Protect your home from burglary </title>
                    <link>http://www.neziol.com/blog/?post=Protect-your-home-from-burglary</link>
                    <guid>http://www.neziol.com/blog/?post=Protect-your-home-from-burglary</guid>
                    <description>Tips on how to safeguard your home</description>
                    <pubDate>Mon, 18 Jul 2011 12:32:53 -1700</pubDate>
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                    <title>Distracted drivers still on the roads</title>
                    <link>http://www.neziol.com/blog/?post=Distracted-drivers-still-on-the-roads</link>
                    <guid>http://www.neziol.com/blog/?post=Distracted-drivers-still-on-the-roads</guid>
                    <description>A distracted driver charge can increase your insurance premium. </description>
                    <pubDate>Wed, 13 Jul 2011 12:35:09 -1700</pubDate>
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                    <title>Boat Safety Tips</title>
                    <link>http://www.neziol.com/blog/?post=Boat-Safety-Tips</link>
                    <guid>http://www.neziol.com/blog/?post=Boat-Safety-Tips</guid>
                    <description>Federal Regulations have changed for boat operators in Canada.
</description>
                    <pubDate>Wed, 29 Jun 2011 10:13:20 -1700</pubDate>
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                    <title>Tornado season in Ontario</title>
                    <link>http://www.neziol.com/blog/?post=Tornado-season-in-Ontario</link>
                    <guid>http://www.neziol.com/blog/?post=Tornado-season-in-Ontario</guid>
                    <description>Are you covered for damage caused by a 
tornado?</description>
                    <pubDate>Thu, 23 Jun 2011 10:19:50 -1700</pubDate>
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                    <title>Vancouver Riots – Would your insurance Pay?</title>
                    <link>http://www.neziol.com/blog/?post=Vancouver-Riots--Would-your-insurance-Pay</link>
                    <guid>http://www.neziol.com/blog/?post=Vancouver-Riots--Would-your-insurance-Pay</guid>
                    <description>Time to review your policies. </description>
                    <pubDate>Wed, 22 Jun 2011 11:30:38 -1700</pubDate>
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                    <title>Renting a car?</title>
                    <link>http://www.neziol.com/blog/?post=Renting-a-car-this-summer</link>
                    <guid>http://www.neziol.com/blog/?post=Renting-a-car-this-summer</guid>
                    <description>You may be covered on your auto policy or your credit card. </description>
                    <pubDate>Mon, 06 Jun 2011 08:44:50 -1700</pubDate>
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                    <title>If my tree falls on a neighbour's house, will my insurance pay? </title>
                    <link>http://www.neziol.com/blog/?post=If-My-Tree-Falls-On-My-Neighbors-House-Will-My-Insurance-Pay</link>
                    <guid>http://www.neziol.com/blog/?post=If-My-Tree-Falls-On-My-Neighbors-House-Will-My-Insurance-Pay</guid>
                    <description>Who pays the claim? </description>
                    <pubDate>Tue, 24 May 2011 09:52:59 -1700</pubDate>
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                    <title>Insurance Tips for May 24th Long Weekend </title>
                    <link>http://www.neziol.com/blog/?post=Insurance-Tips-for-May-24th-Long-Weekend</link>
                    <guid>http://www.neziol.com/blog/?post=Insurance-Tips-for-May-24th-Long-Weekend</guid>
                    <description>Drive safe this May 24th Long Weekend</description>
                    <pubDate>Thu, 19 May 2011 11:57:03 -1700</pubDate>
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                    <title>Watercraft Insurance</title>
                    <link>http://www.neziol.com/blog/?post=Watercraft-Insurance</link>
                    <guid>http://www.neziol.com/blog/?post=Watercraft-Insurance</guid>
                    <description>New rules and regulations for boat operators.</description>
                    <pubDate>Mon, 09 May 2011 02:31:30 -1700</pubDate>
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                    <title>Condominium Insurance</title>
                    <link>http://www.neziol.com/blog/?post=Condominium-Insurance</link>
                    <guid>http://www.neziol.com/blog/?post=Condominium-Insurance</guid>
                    <description>What you need to know about your Condominium Insurance </description>
                    <pubDate>Wed, 04 May 2011 01:09:08 -1700</pubDate>
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                    <title>Bicycle Insurance</title>
                    <link>http://www.neziol.com/blog/?post=Bicycle-Insurance</link>
                    <guid>http://www.neziol.com/blog/?post=Bicycle-Insurance</guid>
                    <description>Do you have a bicycle that costs more than $1,000? </description>
                    <pubDate>Tue, 19 Apr 2011 10:25:16 -1700</pubDate>
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                    <title>Home Insurance - 5 Things you need to know</title>
                    <link>http://www.neziol.com/blog/?post=Home-Insurance--5-Things-you-need-to-know</link>
                    <guid>http://www.neziol.com/blog/?post=Home-Insurance--5-Things-you-need-to-know</guid>
                    <description>Home Insurance: 5 Things you Need to Know</description>
                    <pubDate>Mon, 11 Apr 2011 10:01:37 -1700</pubDate>
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                    <title>Your spring thaw to-do list </title>
                    <link>http://www.neziol.com/blog/?post=Your-spring-thaw-to-do-list</link>
                    <guid>http://www.neziol.com/blog/?post=Your-spring-thaw-to-do-list</guid>
                    <description>Your spring thaw to-do list.</description>
                    <pubDate>Tue, 22 Mar 2011 12:35:51 -1700</pubDate>
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                    <title>Happy St. Patrick's Day from Neziol Insurance Group!</title>
                    <link>http://www.neziol.com/blog/?post=Happy-St-Patrick-s-Day-from-Neziol-Insurance-Group</link>
                    <guid>http://www.neziol.com/blog/?post=Happy-St-Patrick-s-Day-from-Neziol-Insurance-Group</guid>
                    <description>If you're headed out to celebrate this St. Patrick's Day, plan ahead with a designated driver and Don't Drink and Drive!</description>
                    <pubDate>Thu, 17 Mar 2011 10:54:08 -1700</pubDate>
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                    <title>It's Pothole Season!</title>
                    <link>http://www.neziol.com/blog/?post=It-s-Pothole-Season</link>
                    <guid>http://www.neziol.com/blog/?post=It-s-Pothole-Season</guid>
                    <description>Recently, we've had numerous phone calls from clients wondering about whether or not it is worth putting a claim through after they've hit a nasty pothole and damaged their vehicle...</description>
                    <pubDate>Wed, 16 Mar 2011 09:29:27 -1700</pubDate>
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                    <title>Daylight Savings</title>
                    <link>http://www.neziol.com/blog/?post=Daylight-Savings</link>
                    <guid>http://www.neziol.com/blog/?post=Daylight-Savings</guid>
                    <description>Tips for adjusting to Daylight Savings</description>
                    <pubDate>Mon, 14 Mar 2011 09:51:46 -1700</pubDate>
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                <item>
                    <title>Congratulations Bluetooth Contest Winners</title>
                    <link>http://www.neziol.com/blog/?post=Congratulations-Bluetooth-winners</link>
                    <guid>http://www.neziol.com/blog/?post=Congratulations-Bluetooth-winners</guid>
                    <description>Congratulations to the winners of Neziol Insurance Group's month long draw for four Jabra Extreme Blue Tooth headsets!</description>
                    <pubDate>Wed, 02 Mar 2011 10:51:46 -1700</pubDate>
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                    <title>The Truth about Texting and your Insurance</title>
                    <link>http://www.neziol.com/blog/?post=The-Truth-about-Texting-and-your-Insurance</link>
                    <guid>http://www.neziol.com/blog/?post=The-Truth-about-Texting-and-your-Insurance</guid>
                    <description>The truth about texting while driving and your insurance.</description>
                    <pubDate>Tue, 22 Feb 2011 08:46:59 -1700</pubDate>
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                    <title>Happy Valentines Day! Protect Your Symbol of Love!</title>
                    <link>http://www.neziol.com/blog/?post=Happy-Valentines-Day-Protect-Your-Symbol-of-Love</link>
                    <guid>http://www.neziol.com/blog/?post=Happy-Valentines-Day-Protect-Your-Symbol-of-Love</guid>
                    <description>You might be surprised to learn that your homeowner's or renter's insurance policy probably does not offer full coverage for your engagement ring and other fine jewelry. </description>
                    <pubDate>Mon, 14 Feb 2011 09:54:03 -1700</pubDate>
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                    <title>The Inside Story</title>
                    <link>http://www.neziol.com/blog/?post=The-Inside-Story</link>
                    <guid>http://www.neziol.com/blog/?post=The-Inside-Story</guid>
                    <description>Innaugural Neziol Insurance Group E-Newsletter sent out today!</description>
                    <pubDate>Tue, 08 Feb 2011 12:33:27 -1700</pubDate>
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                <item>
                    <title>Why Choose Neziol?</title>
                    <link>http://www.neziol.com/blog/?post=Why-Choose-Neziol</link>
                    <guid>http://www.neziol.com/blog/?post=Why-Choose-Neziol</guid>
                    <description>Why Choose Neziol Insurance Group?</description>
                    <pubDate>Tue, 08 Feb 2011 12:19:52 -1700</pubDate>
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                    <title>Water Damage? How would your insurance respond?</title>
                    <link>http://www.neziol.com/blog/?post=Water-Damage-How-would-your-insurance-respond</link>
                    <guid>http://www.neziol.com/blog/?post=Water-Damage-How-would-your-insurance-respond</guid>
                    <description>Water damage is more common than you think. Believe or not water claims have now overtaken fire as the number one cause of insurance claims. The recent Queensland, Australia flooding headlines in the news should serve as a reminder to home and business owners – are you covered?
</description>
                    <pubDate>Tue, 08 Feb 2011 12:16:54 -1700</pubDate>
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                <item>
                    <title>Toque Tuesday, February 8th</title>
                    <link>http://www.neziol.com/blog/?post=Raising-The-Roof</link>
                    <guid>http://www.neziol.com/blog/?post=Raising-The-Roof</guid>
                    <description>Neziol Insurance Group is proud to be supporting Raising the Roof's 2010/2011 toque campaign, helping put a cap on homelessness!</description>
                    <pubDate>Mon, 07 Feb 2011 10:58:44 -1700</pubDate>
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                <item>
                    <title>Staff Announcements</title>
                    <link>http://www.neziol.com/blog/?post=Staff-Announcements</link>
                    <guid>http://www.neziol.com/blog/?post=Staff-Announcements</guid>
                    <description>Neziol Insurace Group Staff Announcements</description>
                    <pubDate>Tue, 01 Feb 2011 03:07:53 -1700</pubDate>
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                <item>
                    <title>Winter Driving Preparedness </title>
                    <link>http://www.neziol.com/blog/?post=Winter-Driving-Preparedness</link>
                    <guid>http://www.neziol.com/blog/?post=Winter-Driving-Preparedness</guid>
                    <description>Staying safe while driving in wintery/snowy conditions. Be a prepared driver!</description>
                    <pubDate>Mon, 31 Jan 2011 10:52:50 -1700</pubDate>
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                <item>
                    <title>New Auto Insurance Reform</title>
                    <link>http://www.neziol.com/blog/?post=New-Auto-Insurance-Reforms</link>
                    <guid>http://www.neziol.com/blog/?post=New-Auto-Insurance-Reforms</guid>
                    <description>Rogers TV Appearance on Inside Brant, and information about new Auto Insurance Reforms</description>
                    <pubDate>Mon, 06 Dec 2010 03:08:48 -1700</pubDate>
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                <item>
                    <title>Message from the President</title>
                    <link>http://www.neziol.com/blog/?post=Message-from-the-President</link>
                    <guid>http://www.neziol.com/blog/?post=Message-from-the-President</guid>
                    <description>Change is in the air at Neziol Insurance Group. We've developed some new and innovative ways in which we can communicate with our clients.</description>
                    <pubDate>Tue, 30 Nov 2010 09:45:38 -1700</pubDate>
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